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	<title>Carol Sells The Coast &#187; For Buyers</title>
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	<description>Emerald Coast Realtor - Helping you experience your dreams</description>
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		<title>Federal homeowner program may be making a dent in foreclosures</title>
		<link>http://www.carolsellsthecoast.com/resources/buyers/federal-homeowner-program-may-be-making-a-dent-in-foreclosures.html</link>
		<comments>http://www.carolsellsthecoast.com/resources/buyers/federal-homeowner-program-may-be-making-a-dent-in-foreclosures.html#comments</comments>
		<pubDate>Wed, 24 Jun 2009 19:56:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>

		<guid isPermaLink="false">http://www.carolsellsthecoast.com/resources/?p=1050</guid>
		<description><![CDATA[Scrambling to stay current with his mortgage, Craig Vale feared he was surely headed into foreclosure this year. Then the unemployed print-shop-equipment operator heard about a new program for financially troubled homeowners.

Last week, Vale, 59, and his wife, Bobbie, cleared the final hurdle to a "trial loan modification" that will cut their interest rate, lower their monthly payment and give the Orange City couple a fighting chance to save their home]]></description>
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		<title>Unpaid homeowner association fees can lead to foreclosure</title>
		<link>http://www.carolsellsthecoast.com/resources/real-estate-news/unpaid-homeowner-association-fees-can-lead-to-foreclosure.html</link>
		<comments>http://www.carolsellsthecoast.com/resources/real-estate-news/unpaid-homeowner-association-fees-can-lead-to-foreclosure.html#comments</comments>
		<pubDate>Tue, 16 Jun 2009 19:41:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://www.carolsellsthecoast.com/resources/?p=1027</guid>
		<description><![CDATA[Thousands of Americans who have generally kept up with their mortgages are still in danger of losing their homes because they made a fateful trade-off in this shaky economy — they let their homeowner association dues slide. 
    Many homeowners are learning to their surprise that condo and neighborhood associations that oversee security patrols, mow lawns, plant flowers and clean the community swimming pool might have the right to foreclose when dues aren’t paid. That right often is written into the purchase agreement signed by the homeowner]]></description>
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		<title>When does the $8,000 New buyer tax credit expire?</title>
		<link>http://www.carolsellsthecoast.com/resources/buyers/when-does-the-8000-new-buyer-tax-credit-expire.html</link>
		<comments>http://www.carolsellsthecoast.com/resources/buyers/when-does-the-8000-new-buyer-tax-credit-expire.html#comments</comments>
		<pubDate>Tue, 16 Jun 2009 19:28:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>

		<guid isPermaLink="false">http://www.carolsellsthecoast.com/resources/?p=1022</guid>
		<description><![CDATA[The new buyer tax credit applies if you are a first time buyer and close between January 1st and December 1st 2009.  However, a bill has just been introduced that would not only raise the tax credit to $15,000, but would also make the credit available on any primary residence purchase, even if not the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Learn the life expectancies of your home’s components</title>
		<link>http://www.carolsellsthecoast.com/resources/lifestyle/home-improvement/learn-the-life-expectancies-of-your-home%e2%80%99s-components.html</link>
		<comments>http://www.carolsellsthecoast.com/resources/lifestyle/home-improvement/learn-the-life-expectancies-of-your-home%e2%80%99s-components.html#comments</comments>
		<pubDate>Tue, 16 Jun 2009 19:09:05 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Home Improvement]]></category>

		<guid isPermaLink="false">http://www.carolsellsthecoast.com/resources/?p=1004</guid>
		<description><![CDATA[How long will your roof last? When will your kitchen appliances need to be replaced? Will your furnace make it through another heating season? 
    Knowing the life expectancy of your home’s building components can help you determine how to deal with the inevitable]]></description>
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		<title>Where’s the bottom?</title>
		<link>http://www.carolsellsthecoast.com/resources/buyers/where%e2%80%99s-the-bottom.html</link>
		<comments>http://www.carolsellsthecoast.com/resources/buyers/where%e2%80%99s-the-bottom.html#comments</comments>
		<pubDate>Thu, 21 May 2009 19:21:40 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>

		<guid isPermaLink="false">http://www.carolsellsthecoast.com/resources/?p=974</guid>
		<description><![CDATA[Property owners, lenders continue to deal with growing foreclosure list ]]></description>
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		<title>‘Short Sale Kid’ tries to outsmart mortgage firms</title>
		<link>http://www.carolsellsthecoast.com/resources/real-estate-news/%e2%80%98short-sale-kid%e2%80%99-tries-to-outsmart-mortgage-firms.html</link>
		<comments>http://www.carolsellsthecoast.com/resources/real-estate-news/%e2%80%98short-sale-kid%e2%80%99-tries-to-outsmart-mortgage-firms.html#comments</comments>
		<pubDate>Thu, 21 May 2009 19:20:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>
		<category><![CDATA[Real Estate News]]></category>

		<guid isPermaLink="false">http://www.carolsellsthecoast.com/resources/?p=972</guid>
		<description><![CDATA[Nathan Jurewicz calls himself The Short Sale Kid. 
    At 27, the brash real estate agent drives a Lamborghini, sports neon hair and boasts of hauling in $100,000 a month in a market where others are fighting to survive]]></description>
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		<title>The Basics: 2009 First-Time Home Buyer Tax Credit</title>
		<link>http://www.carolsellsthecoast.com/resources/buyers/the-basics-2009-first-time-home-buyer-tax-credit.html</link>
		<comments>http://www.carolsellsthecoast.com/resources/buyers/the-basics-2009-first-time-home-buyer-tax-credit.html#comments</comments>
		<pubDate>Tue, 12 May 2009 20:37:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>

		<guid isPermaLink="false">http://www.carolsellsthecoast.com/resources/?p=954</guid>
		<description><![CDATA[As part of its plan to stimulate the U.S. housing market and address the economic challenges facing our nation, Congress has passed legislation that grants a tax credit of up to $8,000 to first-time home buyers.]]></description>
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		<title>Destin Market report</title>
		<link>http://www.carolsellsthecoast.com/resources/local/destin/destin-market-report.html</link>
		<comments>http://www.carolsellsthecoast.com/resources/local/destin/destin-market-report.html#comments</comments>
		<pubDate>Wed, 06 May 2009 20:00:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Destin]]></category>
		<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>

		<guid isPermaLink="false">http://www.carolsellsthecoast.com/resources/?p=949</guid>
		<description><![CDATA[Destin Real Estate Market Report:]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Federal tax credit could tip consumers into buying mode</title>
		<link>http://www.carolsellsthecoast.com/resources/finance/federal-tax-credit-could-tip-consumers-into-buying-mode.html</link>
		<comments>http://www.carolsellsthecoast.com/resources/finance/federal-tax-credit-could-tip-consumers-into-buying-mode.html#comments</comments>
		<pubDate>Wed, 06 May 2009 19:41:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>

		<guid isPermaLink="false">http://www.carolsellsthecoast.com/resources/?p=942</guid>
		<description><![CDATA[If orange juice wasn’t on your shopping list when you went to the grocery store, a good sale may tempt you to buy. If on top of that you were offered a rebate, there might not be anything to stop you reaching for your wallet.

Florida’s housing market offers a similar enticement, especially for first-time buyers. With prices discounted 40 percent or more off peaks from three years ago, there’s a sense that homes are on sale. On top of that, the American Recovery and Reinvestment Act includes a tax credit of up to $8,000 for first-time home buyers
]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Making an Offer on a Short Sale? What You Need to Know</title>
		<link>http://www.carolsellsthecoast.com/resources/buyers/making-an-offer-on-a-short-sale-what-you-need-to-know.html</link>
		<comments>http://www.carolsellsthecoast.com/resources/buyers/making-an-offer-on-a-short-sale-what-you-need-to-know.html#comments</comments>
		<pubDate>Wed, 06 May 2009 19:38:39 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[For Buyers]]></category>
		<category><![CDATA[For Sellers]]></category>

		<guid isPermaLink="false">http://www.carolsellsthecoast.com/resources/?p=939</guid>
		<description><![CDATA[Are you looking to buy a new home? Are you thinking that now's a great time to find bargains? Before you make an offer, it pays to know a little about the seller's situation.If a home is being sold for below what the current seller owes on the property—and the seller does not have other funds to make up the difference at closing—the sale is considered a short sale. Many more home owners are finding themselves in this situation due to a number of factors, including job losses, aggressive borrowing against their home in the days of easy credit, and declining home values in a slower real estate market.]]></description>
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